Helping You Get Financial

Getting your finances right

The first few months of the year can be tough on your finances, especially if you’ve stretched yourself over the festive season, but don’t worry, debt consolidation can help.

If you’ve managed to get yourself into debt and you’re continually juggling those debts in the hope that you’ll come out the other side, it may just be that you need to refinance and merge those debts into one simple payment.


Christmas and New Year can be tough on the wallet, and with some home loan lenders offering super low interest rates, as well as cash bonuses of $4,000 to refinance1 – now could be the perfect time to reassess your loan situation, consolidate your debts and GET FINANCIAL.

Whether it’s credit cards, tax debt, utility bills, payday loans, unsecured loans or vehicle loans it’s worth asking an expert like local Point Cook business owner, Craig Archer for advice. 

Reap the benefits

It’s time to reap the benefits, and there are many reasons why debt consolidation could work for you. From avoiding late fees to the ease of one repayment, it can also improve your financial and overall wellbeing in the long run.

Consolidation considerations

Before you sign up for a new loan to merge your debts into, make sure you check on any exit fees that may be payable with your existing lenders.

There may also be government duties or taxes that apply if you are using your home loan to consolidate these debts

So, whether you need a home loan, business loan, car loan, or you just need to clean up your finances after a busy Christmas and New Year, please get in touch with Craig Archer from Liberty.

The important thing to remember is not to let debt get you down, be proactive and speak to Craig about refinancing.

Approved applicants only. Lending criteria apply. Fees and charges are payable.
Craig Archer is a Credit Representative (no. 489822) of and has access to a panel of lenders through
Liberty Network Services Pty Ltd (ABN 65 151 158 628 | Australian Credit Licence 408042).

  1. See https://www.nab.com.au/personal/home-loans/offers, eligibility and lending criteria apply